I have reservations about the PCP's. They are great if you want to change your car every 2/3 years or so without ever wanting to own one outright. If you do want to purchase it at the end of the 2/3 year period you'll find therecan be quite a hefty lump some to pay out. Watch out also for the annual milage payment should you want to hand it back + what the dealer calls 'fair wear and tear'.
It works well for some people but please read the small print first, i only say this as my current car is on a PCP and it's gonna cost me a small fortune to hand it back. (£600 + for milage + it will need to be M.O.T'd and taxed just before it is handed back. I will never have another one of these contracts.
For the Kuga i ordered i made sure i saved up a fairly big deposit and got a bank loan for the rest which means i own the car outright from day one,which suits me better as i'm not tied into any contract with the dealership.
All said and done it is what ever you can afford and which best suits your personal needs. Good luck with what you decide, either way you'll end up with a Kuga and that's got to be the real deal...
G
Edited by: BigG